18 claims checked against independent sources, chosen by a fixed rule (every material claim (one that supports an argument, a policy or an attack) in the transcripts that count towards a score; in other transcripts, up to 10 claims spread evenly across each; plus any claim an emotional passage relies on). 0 more were found but not checked yet; they do not count.
Quotes leave out filler sounds and repeated words. Words in [square brackets] correct a transcript that misheard or misspelt them. The transcript keeps every word as published.
Partly supported60% confidence
“You give money, you get a peer.”
Claim checkedOver roughly the 30 years to September 2026, people who gave large sums of money to the main UK political parties were rewarded with peerages.
A 2021 Sunday Times and openDemocracy investigation found that 15 of the last 16 Conservative Party treasurers, each of whom had given more than £3 million, were offered peerages. It also found that 22 major donors were given peerages after 2010. This shows a strong link between very large donations and peerages, but the evidence does not show that giving money generally leads to a peerage, which is how the statement puts it.
Our model rated this · methodology v7Counts in Accuracy
Not yet reviewed by a person
Partly supported60% confidence
“my personal expenses in the first two years of being an MP is zero”
Claim checkedFarage claimed zero personal expenses in his first two years as an MP.
IPSA records show office and business costs claimed for his office; Reform said the statement referred only to his own travel and accommodation, which is a narrower claim than 'personal expenses'.
Our model rated this · methodology v7Counts in Accuracy
Not yet reviewed by a person
Partly supported70% confidence
“on May the 7th we wiped out the [Tories] in East Anglia”
Claim checkedIn the local elections on 7 May 2026, Reform UK wiped out the Conservatives in East Anglia.
Reform took control of Essex and Suffolk county councils from the Conservatives on 7 May 2026, with many Conservative councillors losing seats; 'wiped out' overstates the result across East Anglia.
Our model rated this · methodology v7Counts in Accuracy
Not yet reviewed by a person
Partly supported60% confidence
“We got rid of [Keir Starmer].”
Claim checkedReform UK's results in the May 2026 local elections forced Keir Starmer out as prime minister (he announced his resignation in June 2026).
In the 7 May 2026 local elections Reform UK made large gains, while Labour lost about 1,500 councillors and 38 councils. These losses set off the Labour leadership crisis that ended with Keir Starmer announcing his resignation on 22 June 2026. Reform's results were one cause, but Labour also lost ground to other parties, and the resignation came after ministers resigned and Andy Burnham challenged Starmer from inside Labour.
Our model rated this · methodology v7Counts in Accuracy
Not yet reviewed by a person
Partly supported60% confidence
“we have not been found to be in breach of anything”
Claim checkedAs of September 2026, neither Nigel Farage nor Reform UK had been found in breach of any rules in the investigations and complaints made against them in the preceding months.
At 2 September 2026, the Standards Commissioner's inquiry into the undeclared £5 million gift from Christopher Harborne was still open, and no finding had been made in the donor complaints made against Reform since May. However, in January 2026 the Commissioner had found that Nigel Farage breached the MPs' Code of Conduct 17 times by registering interests late. That case was closed through the rectification procedure.
Our model rated this · methodology v7Counts in Accuracy
Not yet reviewed by a person
Supported75% confidence
“The old two-party system that has dominated, frankly, since the end of the First World War”
Claim checkedBritish politics has been dominated by a two-party system (Conservative and Labour) since soon after the end of the First World War.
Labour replaced the Liberals as the official opposition at the 1922 general election, four years after the First World War ended. Since then the Conservatives and Labour have been the two largest parties and have formed every government apart from wartime and national coalitions. The rest of the sentence, that the system feels an existential threat, is opinion and was not checked.
Our model rated this · methodology v7Counts in Accuracy
Not yet reviewed by a person
Can't verify50% confidence
“About the fifth time it's happened to us.”
Claim checkedReform UK's bank account being frozen weeks before the 2024 general election was about the fifth time Farage's parties have had their bank accounts frozen or closed.
The 2024 freeze of Reform's account at Arbuthnot Latham and the Brexit Party's 2021 account closure are reported; no record was found of five separate freezes.
Our model rated this · methodology v7Excluded from Accuracy
Not yet reviewed by a person
Partly supported55% confidence
“I was debanked personally. refused by 10 banks to even give me an account”
Claim checkedNigel Farage had his own bank account closed (by Coutts, in 2023) and was then refused an account by 10 banks.
Coutts closed Nigel Farage's account in 2023. A Travers Smith review for NatWest found the decision lawful and mainly commercial, but said his views had been considered and that he was treated poorly. The number of other banks that refused him an account comes only from his own accounts, which have varied: he first said seven banks and later gave higher figures. No independent record confirms ten.
Our model rated this · methodology v7Counts in Accuracy
Not yet reviewed by a person
Partly supported60% confidence
“there are still 300,000 people a year being debanked in this country”
Claim checkedAs of September 2026, about 300,000 people a year in the UK were having bank accounts closed because of money laundering checks set by EU-derived rules.
UK banks closed about 343,000 accounts in 2021/22, up from about 45,000 in 2017, and in roughly half of these the bank could not rule out money laundering or other financial crime. That figure counts accounts, not people. It covers all reasons for closure, and it is from 2022, not a current annual figure. The rules are the UK's Money Laundering Regulations 2017, which were based on EU directives.
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Partly supported65% confidence
“So they then report every unusual transaction to the National Crime Agency.”
Claim checkedUK banks report every unusual transaction in customers' accounts to the National Crime Agency.
Banks file most of the more than 850,000 suspicious activity reports the NCA receives each year, but the duty is to report suspected money laundering, not every unusual transaction.
Our model rated this · methodology v7Counts in Accuracy
Not yet reviewed by a person
Supported80% confidence
“John Healey who's the chancellor says this is a Labor government of continuity with a different leader”
Claim checkedIn late August 2026 the Chancellor, John Healey, described the Burnham government as a continuation of the previous Labour government under a different leader.
John Healey became Chancellor on 20 July 2026. In a Sky News interview at the end of August 2026 he described Andy Burnham's government as 'continuity of a Labour government with a change of leader'. LabourList reported the same remark.
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Not yet reviewed by a person
Partly supported55% confidence
“I predicted back in September 24 a spring 27 general election forced on the government by the credit markets”
Claim checkedIn September 2024 Farage predicted a general election in spring 2027, forced on the government by the credit markets.
Farage predicted a 2027 election forced by bond markets in 2025 coverage and has said he has predicted it since September 2024; no independent record from September 2024 was found.
Our model rated this · methodology v7Counts in Accuracy
Not yet reviewed by a person
Supported85% confidence
“Makerfield was a seat we done very well in the local elections”
Claim checkedReform UK did very well in the Makerfield constituency's wards in the May 2026 local elections, before the June 2026 by-election.
In the May 2026 Wigan council elections Reform UK won every ward in the Makerfield constituency. Across those wards it took about 50% of the vote, against 27% for Labour. Andy Burnham then held the seat for Labour at the by-election on 18 June 2026.
Our model rated this · methodology v7Counts in Accuracy
Not yet reviewed by a person
Supported75% confidence
“[Andy Burnham] says he needs 10 years to turn the country around.”
Claim checkedBy September 2026, Prime Minister Andy Burnham had said he needs ten years to turn the country around.
Before he became Prime Minister on 20 July 2026, Andy Burnham said he wanted ten years in power to 'lift Britain back up', and he set out a '10-year mission' and 10-year plans. The statement is a fair summary, although he spoke of a ten-year programme, not of needing ten years before any results.
Our model rated this · methodology v7Counts in Accuracy
Not yet reviewed by a person
Can't verify70% confidence
“Britain is broken. It's in serious decline. A majority of people know it.”
Claim checkedIn September 2026, Britain was broken and in serious decline, and a majority of people knew it.
Calling Britain 'broken' and 'in serious decline' is a political judgement that cannot be tested. No poll was found within this check to show whether a majority of people agree.
Our model rated this · methodology v7Excluded from Accuracy
Not yet reviewed by a person
Not counted
3
Procedural claims (the speaker's own dates, petition counts, who said what, background), clear slips of the tongue, and words read out from someone else. They stay on the record and do not count in Accuracy.